Official HUD Fair Market Rents for all 7 Maryland metro FMR areas. Median 3-bedroom benchmark across the state's metros: $1,788/mo. FMRs are 40th-percentile gross rents — treat them as floor benchmarks, not asking rents.
| Metro | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| Baltimore | $1,407 | $1,604 | $1,965 | $2,529 | $2,826 |
| California | $1,493 | $1,624 | $1,831 | $2,285 | $2,818 |
| Cumberland | $655 | $747 | $933 | $1,226 | $1,388 |
| Hagerstown | $852 | $947 | $1,242 | $1,711 | $1,902 |
| Salisbury | $1,129 | $1,136 | $1,491 | $1,969 | $1,977 |
| Somerset County | $946 | $952 | $1,249 | $1,613 | $1,686 |
| Worcester County | $1,109 | $1,150 | $1,276 | $1,788 | $1,956 |
Source: U.S. Department of Housing & Urban Development, FY2025 Fair Market Rents for Maryland metro FMR areas. Compiled by AgenticREI.ai. Free to cite with a link.
Every strategy calculator can start from these benchmarks — or paste any Maryland address into the analyzer and it pulls the property records and market rents itself, then gives you a straight BUY, NEGOTIATE, or PASS.
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